Here’s why you should be very careful with hospital based physical therapy practices if you have a deductible.
Hospitals negotiate contracts with big insurance companies that allow them to bill at significantly higher rates(2.5-3.5x from our research!) than our small private practice. Now if you simply have a copay then it doesn’t really matter on your end. But as cost sharing shifts more towards patients, deductibles and coinsurance continue to increase. That means that the sticker price for care absolutely matters.